HomeCU™ & iPay Technologies Bill Payment

Your members can save time and money by paying their bills electronically.

Why Offer Electronic Bill Payment?
Once your members are doing their banking online, paying their bills online is the next logical step. Adding Electronic Bill Payment (EBP) to your HomeCU package allows you to offer your members a lot of extra benefit without a lot of added cost or hassle.

With EBP, your members can pay anyone, anytime. They can schedule future and recurring payments. And because the funds are deducted directly from their credit union account, they never have to write a check or lick a stamp.
iPay Technologies offers a complete EBP service that takes on the day-to-day tasks of managing your bill pay, so you can get back to focusing on your members.

Why Partner with iPay Technologies?
While several organizations offer electronic bill payment, we recommend iPay Technologies because they care about your members as much as you do. With iPay’s unprecedented service, you’ll never have to unlock a member, chase down a lost payment, fax a copy of a check, enter a trouble ticket or even approve an enrollment.

iPay will run the call center. They’re behind the live chat. They catch the online inquiries AND with a 94% first call resolution rate, it means for every phone call they receive from your members, 9-and-a-half-times out of ten, the problem is fixed before they hang up the phone and they do it in less than 5 minutes.
In addition, iPay Technologies is different from the competition in several important ways:

• Award-winning ease of use
• Email notifications & text alerts
• Up to 85% electronic payments
• Pay multiple bills from one screen
• Single sign-on functionality with Home CU
• Less administration through Instant Enrollment
• Send Rush Payments (Next Day & Second Day)
• Check payments delivered in 2.8 days (average)

HomeCU™ & Mid-Atlantic Bill Payment

Your members can save time and money by paying their bills electronically.

Why Offer Electronic Bill Payment?
Once your members are doing their banking online, paying their bills online is the next logical step. Adding Electronic Bill Payment (EBP) to your HomeCU package allows you to offer your members a lot of extra benefit without a lot of added cost or hassle.

With EBP, your members can pay anyone, anytime. They can schedule future and recurring payments. And because the funds are deducted directly from their credit union account, they never have to write a check or lick a stamp.

Mid-Atlantic Corporate Federal Credit Union offers a complete EBP service that will allow you to process electronic payments with a minimum of hassle, no matter what core system you use.

Why Partner with Mid-Atlantic Corporate FCU?
While several organizations offer electronic bill payment processing, we recommend Mid-Atlantic to our clients. Mid-Atlantic is a credit union serving credit unions. They understand the unique needs of credit unions, and their employees offer you the same friendly service you offer your members. Not to mention that they cut a special deal on their services to credit unions using HomeCU.

In addition, Mid-Atlantic distinguishes themselves from the competition in several important ways:

• Flexibility. All of the EBP services that Mid-Atlantic offers are available for purchase separately. You can custom-tailor your EBP service without getting locked into an expensive package deal that may include services you don’t need.
• No check and list. Some EBP processors send merchants one check with a list of names and account numbers to credit. Unfortunately, many merchants can’t accurately credit accounts when they receive payment this way. Mid-Atlantic sends separate remittance for each account.
• No float. Mid-Atlantic does not hold payments for the purpose of generating float income.
• In-House Processing. While many EBP providers outsource remittance of payments, Mid-Atlantic processes all payments in-house, including paper items. This makes it easier to solve problems should any arise.